/For Consumers & Providers
Credit and identity in your control
The FreshCredit App puts the power back in your hands. Free credit scores, portable identity verification, and self-custody credentials for consumers. For providers: offer FreshCredit to your customers with seamless integration. Join millions taking control of their financial future.
Bank-Level Security
Instant Verification
Always Free
Features /
Build Credit Without Barriers
Tools for consumers and businesses to verify identity, build credit, and access financial services.
For Consumers
Free Credit Score
Access your credit score anytime, anywhere. No hidden fees or subscriptions.
Portable Identity
One verified identity that works across all FreshCredit services and partners.
Self Custody
You control your data. Securely store and manage your identity credentials.
For Providers
Higher Conversions
Reduce onboarding friction with instant identity verification and pre-qualified customers.
Faster Onboarding
Cut application time from days to minutes with automated verification workflows.
Fraud Prevention
Advanced identity verification reduces fraud while improving user experience.
How It Works /
Get started in minutes, not days
Simple, secure, and designed for everyone. No credit check required to get started.
01
Connect Data
Link your financial accounts in 2-3 minutes. We use read-only access to analyze your creditworthiness.
02
Share Report
Generate and share your verified credit report with providers. No hard credit checks.
03
Accept Offers
Receive personalized credit offers and accept the best terms.
Ready to take control?Download Now
Security /
Your security is our priority
We built FreshCredit with security at its core. From encryption to compliance, every decision puts your privacy first.
256-Bit Encryption
Bank-level security protects your data at rest and in transit. The same standard used by major financial institutions.
SOC 2 Compliant
Independently audited security controls ensure your data is handled with the highest standards of protection.
Self-Custody Data
You own your data. We never sell your information to third parties. Share only what you want, when you want.
Edge-Verified Identity
Your identity credentials are verified at the edge, reducing fraud while protecting your privacy.
Trusted by thousands of consumers and providers
SOC 2 CertifiedGDPR CompliantCCPA Ready
FAQ /
Questions? We have answers.
Ready to take control of your credit?
Join millions of users and thousands of providers. Download The FreshCredit App today.
Free download. No credit card required.